Engagement
Investor Due Diligence Audit
Targeted review of lending files, underwriting evidence, and control narratives for fintech fundraising or secondary diligence.
Who this is for
Founders and CFOs of lending or hybrid fintech firms facing investor diligence that digs into credit decisions and operational controls.
Scope of work
We reconstruct how credit decisions are evidenced, how exceptions are approved, and whether the control narrative matches committee minutes and loan files.
Included
- Sampling of loan or credit files against underwriting policy
- Review of credit committee minutes and exception approvals
- Comparison of investor deck claims to operational evidence
- Independent findings letter suitable for data-room filing
Not included
- Valuation opinions or financial forecasts
- Negotiation with investors on your behalf
- Ongoing monitoring after the funding round
How the work proceeds
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1
Diligence mapping
We translate the investor question list into testable file attributes.
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2
File and minutes review
Samples are tested against policy and against what the deck asserts.
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3
Narrative alignment
Gaps between marketing claims and operational evidence are documented.
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4
Data-room letter
An independent findings letter is issued for the diligence folder.
Ready to scope this engagement?
Share your product map and a recent settlement pack. We will reply with a written estimate.
Request a scoping call